Roofing RE-Inspections
Insurance coverage denied? We can help!
After paying your home insurance premiums for years, one of the most frustrating things that can happen to a homeowner is to be denied coverage after experiencing legitimate roof damage. If you’re dealing with this situation now, your best weapon is knowledge…and a roofing company with your best interests in mind. That’s where we come in!
Reasons Insurance Companies Deny Coverage
When it comes to your roof, home insurance policies include a limited number of causes that are grounds for replacement. However, not all policies provide the same level of coverage and some insurance companies are more flexible than others when it comes to approving claims, so it’s best to do your research and really understand your policy before signing on the dotted line. If your claim is denied, it will very likely be for one of the following reasons:
- Wear and Tear
- Previous Damage
- Partial Damage
- Manufacturers Defect
- Late Filings
- Insurance Adjuster Interpretation
Appealing Your Claim’s Denial
Once your claim is denied, there is a time limit to appeal the decision, which you can learn about by contacting your Insurance Company. ALWAYS submit your appeal in writing. You should also ask for a resolution date in writing to minimize the length of time the appeal process takes. After requesting an appeal, the insurance company will either send out another Insurance Adjuster for a second opinion, OR since we know what to look for in terms of an appeal, we are happy to write up a report to send to your insurance adjuster on your behalf.
If your insurance adjuster visits your property for a second inspection, we STRONGLY recommend having us on-site as well to not only serve as an unbiased third party but also to act as an advocate for you.
Reversing Your Claim
We’re dedicated to helping those who have been denied coverage gain everything they are entitled to from insurance. If you believe your home deserves more, give us a call so we can help make things right.
Schedule your roof inspection now!
If you suspect you might have hail or storm damage for any reason, call us ASAP. Hail and wind damage constitutes an insurable loss that your carrier is required to cover, as long as it’s reported within one calendar year of the storm in question. Plus, since hail is considered an “Act of God, it will not increase your insurance premiums like a leaky toilet or broken pipe would. That’s why there’s no reason to avoid inspecting your roof now, before your storm date passes and your insurance company is no longer accountable to you.
Serving Middle Tennessee & Greater Huntsville
No Risk, No Obligation. Schedule a Free Inspection
A roof over your head? We’re more than that.
If you ask us, home should always stand for safety, stability, and peace of mind…before and after disaster strikes. That’s why when damage does occur, we know that your biggest concern is keeping it that way…as efficiently and cost-effectively as possible. That’s why we’re:
Licensed, bonded, and insured.
We’re loud and proud about it so if you need to see our paperwork, just let us know. Your comfort is our top priority.
Locally-owned.
Middle Tennessee is our home and we’re honored that our line of work makes it a safer and more inviting place to live.
Insurance experts.
Insurance can be confusing, but we read the fine print so you don’t have to. We’re well-versed in working with insurance adjusters and companies.
Shingle-certified.
We are an authorized installer and preferred partner of several shingle manufacturers, ensuring their warranties will be upheld.
In popular demand.
Need more convincing? We’re happy to provide you with solid references from existing customers to put your mind at ease.